SELF-HELP DOCUMENT TOOL · FREE TO START

Prepare Your Own Credit Dispute Letters

A free self-help tool that reviews your credit report, identifies potential errors, and helps you draft dispute letters — so you can send them to the bureaus yourself.

No credit card required · You always stay in control of your own disputes

7-Year
Reporting Limit
30 Days
Bureau Response Time
Free
To Get Started
3
Credit Bureaus

How the Tool Works

You are always in control. This tool helps you prepare — you do the sending.

1
Get Your Free Report
Download your free credit report from annualcreditreport.com — you're legally entitled to one from each bureau every week.
2
Review Potential Errors
Upload your report and our tool helps you identify items that may be inaccurate, outdated, or unrecognizable on your report.
3
Prepare Your Letter
Select the items you want to question and generate a draft dispute letter template you can review, edit, and personalize.
4
Send It Yourself
Download your letter as a PDF and mail it directly to the bureau yourself — certified mail recommended. You stay in full control.

Simple, Transparent Pricing

Access to the tool. No hidden fees. Cancel anytime.

Free
Free
  • 5 AI dispute consultations / month
  • 1 dispute letter / month
  • Basic credit report upload
  • FCRA rights guide
Most Popular
Basic
$9.99/month
  • 50 AI dispute consultations / month
  • 10 dispute letters / month
  • Full credit report analysis
  • PDF letter export
  • Dispute tracker
  • Email support
Best Value
Pro
$24.99/month
  • Unlimited AI consultations
  • Unlimited dispute letters
  • Priority report analysis
  • PDF + DOCX letter export
  • All 3 bureau dispute tracking
  • Follow-up letter templates
  • Priority support
Important Disclaimer

IMPORTANT DISCLAIMER: CleanCredit AI is a self-help document preparation tool only. We are not a credit repair organization, law firm, credit counseling service, or financial advisor. We do not contact credit bureaus or creditors on your behalf, and we do not manage or monitor your disputes. The letter templates and information provided are for educational purposes only and do not constitute legal advice. We make no guarantee, warranty, or representation that any dispute letter will result in the removal, correction, or improvement of any item on your credit report. Dispute outcomes depend entirely on the credit bureau's investigation and the accuracy of the underlying information. Individual results will vary. For legal advice regarding your specific situation, please consult a licensed attorney. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no charge.